In addition to the increased software vulnerabilities, any company performing credit card transactions and is governed by PCI (Payment Card Industry) regulations will be out of compliance when XP is retired.
We have grown accustomed to regular updates until now and most have been quite effective, but logic would suggest that those with malicious intent will increase their efforts when they know MS is no longer defending against them. On January 15, Microsoft ® announced that they will provide antimalware support until July 14, 2014, but the wise course of action would be to upgrade before April 8 if you haven’t already done so. Windows ® XP won’t stop working after April 8, but XP users will no longer receive new security updates, non-security hotfixes, free or paid assisted support options, or online technical content updates from Microsoft ®. This isn’t a case of recommended upgrading but in many cases, it’s a mandate.
Part of the reason for its longevity is the less than stellar reaction to Windows ® Vista, but XP was also popular because it simply worked as advertised and many users didn’t feel compelled to upgrade. Windows ® XP became available during 2001, and it has been used by hundreds of millions of users and by some estimates, still commands a greater than 25% global market share. As most companies and consumers have known for quite some time, Microsoft ® will terminate support and update activities for Windows ® XP and Office ® 2003 on April 8, 2014.
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